Born in Hoboken New Jersey, Joe’s family moved to Lancaster when he was 5 years old. Joe completed his primary schooling in the School District of Lancaster and attended Millersville University with a focus on Business Administration. His work experience started in banking in 1999 and he’s been invested in the industry for over 21 years. Joe has a 17-year-old, Joseph Martinez III, and a 15-year-old, Jonathan Martinez, who attend Hempfield Highschool. Joe’s passions in life are to help people accelerate their life and meet their potential. Today, he is very fortunate to support many business owners see success in a variety of ways and always look for ways to build lasting relationships that keep on giving. Joe’s hobbies include photography, art, and music. He looks forward to providing a balanced perspective as a board member and is excited to serve the community.