Paving the way
Access to capital should be fair, clear, and built around your long-term success.
At ASSETS, our lending programs are designed to support entrepreneurs as they plan, prepare, and invest in their businesses. We offer loan options for different business needs and stages, and we take the time to understand your goals before moving forward.
Our process is intentional. It’s meant to ensure that financing aligns with your business, your capacity, and where you’re headed next, not just what’s needed right now.
Start with a Discovery Call
Your first step is a free Discovery Call. This conversation focuses on your business, your goals, and your timeline. Together, we’ll talk through your needs and determine which loan option, if any, makes sense for you.
What could happen if you got the capital you needed to grow?
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Business Essentials Loan
$500–$2,500Interest Rate = 0% Fixed
Learn More »The Business Essentials Loan is designed to help entrepreneurs plan for and cover essential business expenses. This loan supports practical costs such as equipment, tools, supplies, certifications, insurance, or short-term workspace needs.
This product can also help establish or improve credit history. Entrepreneurs begin with a Discovery Call to talk through their business goals, timeline, and readiness.
Best for: Foundational business needs and smaller planned investments.
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Small Business Loan
$2,500–$10,000Interest Rate = 8.5% Fixed
Learn More »The Small Business Loan supports entrepreneurs who are preparing for larger investments in their business. This may include major equipment purchases, or longer-term improvements.
Loan terms and amounts are based on business readiness and goals. One-on-one guidance is available to help entrepreneurs prepare for and manage this type of financing.
Best for: Larger, longer-term business investments.
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ASSETS’ Loan Process
Learn More »Ready to explore our lending process? Continue on for a step-by-step breakdown of what to expect.
Apply: Start with a Discovery Call, followed by a guided application with ASSETS support.Review: We assess readiness, loan fit, and business information as part of underwriting.
Close: If approved, loan terms are reviewed clearly before closing, with ongoing support after funding.
ASSETS is a CDFI and is authorized to lend in the following Central Pennsylvania Counties:
Berks, Dauphin, Lancaster, Lebanon, and York
As a social impact restaurant, we had difficulty getting funding from traditional sources. Receiving a loan from ASSETS was timely and very helpful, because without it we wouldn’t have been able to secure our new location.
Srirupa Dasgupta
Co-owner of Upohar
Imagine what could be if you had the financing you needed
A free Discovery Meeting is just a click away.
Schedule now »
