Community Lending

Paving the way
Creating equitable access to capital

Small business plays a vital role in our community. Businesses cannot grow, however— in revenue, size or impact—without access to capital. But historically, entrepreneurs—especially women and people of color—face barriers to traditional lending due to racial and gender inequalities, and oftentimes a lack of generational wealth as well.

ASSETS meets this need through forward-thinking and equitable loan products as well as financial counseling and services. We offer businesses a way to fuel their growth, while rewarding them for fueling the growth of their community.

Want to learn more?

Sign up today for your free Discovery Meeting. This session is focused on your story, mission, and goals, and how we can help you elevate and build your business.

WHAT WE OFFER

What could happen if you got the capital you needed to grow?

Small Dollar Loan
$500–$2,500

Interest Rate = 0% Fixed

This unique product provides access to small personal loans intended for business purposes, while helping entrepreneurs establish or improve credit history.
Small Business Loan
$2,500–$10,000

Interest Rate = 8.5% Fixed

The Small Business Loan provides access to capital to meet your business needs. One-on-one credit counseling sessions are available to help establish and improve credit history.

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ROC Loan
$1,000–$10,000

Interest Rate = 1% Fixed

The Reimagining Our Community Loan is for small businesses established by under-represented entrepreneurs before or during the COVID-19 Pandemic. At loan disbursal, 30% of the loan amount will be issued in a grant to the borrower.
Impact Loan
$10,000–$50,000

Interest Rate = 7.75% Fixed

The Impact Loan provides funding for businesses that focus on their social and environmental impact. Through our Impact Loan, entrepreneurs are rewarded with flexible terms, lower interest rates, and one-on-one assistance.

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ASSETS is a CDFI and is authorized to lend in the following Central Pennsylvania Counties:
Berks, Dauphin, Lancaster, Lebanon, and York

A TRANSPARENT PROCESS THAT HONORS YOUR BUSINESS JOURNEY

ASSETS’ Loan Process

Ready to explore our lending process? Continue on for a step-by-step breakdown of what to expect.

I'm ready! »

As a social impact restaurant, we had difficulty getting funding from traditional sources. The ASSETS [Impact] Loan was timely and very helpful, because without it we wouldn’t have been able to secure our new location.