Impact Loan

The Impact Loan:

A worthy incentive
A financial tool for businesses who measure—and are committed to improving—their social and environmental impact.

The Impact Loan incentivizes and rewards for-profit businesses that focus on their social and environmental impact.

Through our Impact Loan, entrepreneurs are rewarded with flexible terms, lower interest rates, and one-on-one consulting. Entrepreneurs who receive the Impact Loan are committed to submitting for B Corp certification within 12 months of funds being disbursed.

Ready to get started?

Sign up today for your free Discovery Meeting. This 30-minute session is focused on your story, mission, and goals, and how ASSETS can help you elevate and build your business.

*ASSETS is authorized to lend in the following Central Pennsylvania Counties: Lancaster, York, reading, Harrisburg, and Lebanon. If your business is located elsewhere, the Community Lending program is unable to assist you at this time.

The Gateway to Several Benefits

  • Access to Lump Sum of Money

    of $10,000 – $50,000 for your business

  • Lower Interest Rates

    based upon business impact improvements

  • Impact Measurement & Improvement

    with a complimentary business impact assessment and improvement plan

  • Technical Assistance

    with one-on-one impact and financial consulting

Want to Pursue a Loan with ASSETS?

Dive into the details of our loan process from beginning to end, and learn how to start the loan application process!

Take me there!  »
Some FAQs for you

How it works

Who can participate?

Established for for-profit businesses who are already—or are committed to—creating improvement plans for their businesses through the B Impact Assessment tool at ASSETS.

How to apply for a loan?

Begin the application process by scheduling a free Discovery Call to chat through your interests and needs.

How much will I get?

Impact Loans range from $10,000 to $50,000, depending on the financial capability of the business. Credit requirements may apply.

How long is the commitment?

Impact Loan terms may vary and are subject to change on a case by case basis. Currently, terms range from 24 to 60 months.

When will I receive the funds?

Funds will be distributed at loan settlement, after each participant has compiled the required documents and the loan has been approved.

What will be expected of me?

Impact Loan borrowers are expected and required to actively participate in the Impact Consulting Department at ASSETS. This will include taking the B Impact Assessment and working with ASSETS team members to actively improve the assessment score. All borrowers are required to create an improvement plan and select three metrics from the plan to improve during the repayment of the loan. Once these improvements are implemented, interest rate discounts will take affect.

What is the outcome?

Outcomes vary depending on the individual participant. With active participation, Impact Loan recipients will measure and improve their social and environmental impact.

Doing good can save you money!

Work with ASSETS’ Impact Consulting team to create a social or environmental Improvement Plan for your business and you can receive interest rate discounts on your Impact Loan!

Learn more about Improvement Plans »

As a social impact restaurant, we had difficulty getting funding from traditional sources. The ASSETS [Impact] Loan was timely and very helpful, because without it we wouldn’t have been able to secure our new location.

Srirupa Dasgupta

Co-owner of Upohar

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